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Tools & Services


Enjoy the convenience of accessing your account at the ATM, or wherever Visa is accepted, with our convenient debit cards. With the OakStar Debit Card you get the convenience of a credit card without all the fees. Access your funds 24 hours a day/7 days a week around the globe.

Lost or Stolen Cards

If your card is lost or stolen please call 417.447.0535 between the hours of 7 AM and 8 PM Monday through Friday and 9 AM through 12 PM on Saturdays.

To report a card lost or stolen after hours, please call 888.263.3370
Fraud Prevention Services

If at any time you suspect suspicious activity on your debit card, or are concerned that your card has been compromised, please call 855.961.1602. This number is available 24 hours a day, 7 days a week.


Through TransFund, you will enjoy the convenience of surcharge-free transactions at hundreds of locations. For a listing of all participant locations, please visit the Transfund ATM Locator for a TransFund ATM near you!
Avoid hassle and embarrassment with OakStar Bank's Overdraft Protections.

  • Helps to avoid compounding fees for individual items
  • Overdraft fees do apply
  • Overdraft fees are $30.00 per item and fee includes checks,
  • ATM withdrawals, or other electronic means
  • View our full Overdraft Protection Disclosure here

Checking Navigator logo linking to http://oakstarbank.checkingnavigator.com/

Voice Access is OakStar Bank’s 24 hour telephone banking system. Voice Access gives you the ability to check balances and transaction history, make transfers and more by calling our toll-free number, 1.800.624.6144.

  • Real-time interfaces
  • Account inquiries on Checking, Savings, Loans, CDs and IRAs
  • Funds transfers between related accounts
  • History for Checking, Savings, and Loans
  • Transactions by check number or amount
  • Interest information - YTD interest, previous year's interest, interest rate
Visa Gift Cards are perfect for travel, shopping or gift giving!

Gift Cards can be purchased in denominations ranging from $25 to $500. With Visa Gift Cards, you have the peace of mind that replacement cards are available if your card is lost or stolen.

Gift Card Details:

  • Stop by your local branch to purchase your Gift Cards.
  • Cards can be purchased in denominations ranging from $25 - $500 for a $3.50 fee per card.
  • For lost or stolen Gift Cards, call 1.888.244.5360 24 hours a day, 7 days a week. Replacement cards can be issued for the remaining balance, less a $5 lost/stolen fee.
  • No monthly fees are assessed during the first 12 months after the card is purchased.
  • Following the first 12 months of inactivity on the card a $5 monthly inactivity fee will be charged.
  • Gift Cards expire 7 years after the card's manufacture date. Funds are available until spent or until the date shown on the front of the card (minimum of five years past the date the card was loaded with a cash value)
  • For any dispute, or to report a lost or stolen card, please call 1.888.244.5360
Take a look at our deposit calculators!
Take a look at our Mortgage Calculators!



Contact your local branch or complete our secure form for more details.