A laptop on a desk with the OSB online/mobile banking mock up on it

Tools & Services


Enjoy the convenience of accessing your account at the ATM, or wherever Visa is accepted, with our convenient debit cards. With the OakStar Debit Card you get the convenience of a credit card without all the fees. Access your funds 24 hours a day/7 days a week around the globe.

Lost or Stolen Cards

If your card is lost or stolen please call 417.447.0535 between the hours of 7 AM and 8 PM Monday through Friday and 9 AM through 12 PM on Saturdays.

To report a card lost or stolen after hours, please call 888.263.3370
Fraud Prevention Services

If at any time you suspect suspicious activity on your debit card, or are concerned that your card has been compromised, please call 855.961.1602. This number is available 24 hours a day, 7 days a week.


Through TransFund, you will enjoy the convenience of surcharge-free transactions at hundreds of locations. For a listing of all participant locations, please visit the Transfund ATM Locator for a TransFund ATM near you!
Avoid hassle and embarrassment with OakStar Bank's Overdraft Protections.

  • Helps to avoid compounding fees for individual items
  • Overdraft fees do apply
  • Overdraft fees are $30.00 per item and fee includes checks,
  • ATM withdrawals, or other electronic means
  • View our full Overdraft Protection Disclosure here
Checking Navigator logo linking to http://oakstarbank.checkingnavigator.com/

Voice Access is OakStar Bank’s 24 hour telephone banking system. Voice Access gives you the ability to check balances and transaction history, make transfers and more by calling our toll-free number, 1.800.624.6144.

  • Real-time interfaces
  • Account inquiries on Checking, Savings, Loans, CDs and IRAs
  • Funds transfers between related accounts
  • History for Checking, Savings, and Loans
  • Transactions by check number or amount
  • Interest information - YTD interest, previous year's interest, interest rate

Take a look at our deposit calculators!
Take a look at our Mortgage Calculators!



Contact your local branch or complete our secure form for more details.