We all want and need financial security in our life...
That’s why we have a variety of savings accounts that will help give you the comfort you need. Take a look at our personal savings accounts chart below to compare all the different account styles we have.
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OakStar Savings
Account
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Money Market Account | Acorn Savings Account |
Star Rewards
Cash Back
Savings Account
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Star Rewards
Interest Savings
Account
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Christmas Club Account
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| Open Account Online |  |
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| Online/mobile banking for banking on the go |
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Interest earning *qualifications apply
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Minimum balance requirement
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| Age requirement | |
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| Must have a Star Rewards checking account |
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| More on OakStar Savings | More on Money Market | More on Acorn Savings | More on Star Rewards Cash Back Savings | More on Star Rewards Interest Savings | More on Christmas Club |
OakStar Savings
Looking for a savings account that fits your everyday lifestyle? Check out the details below, and if you're ready to get started, we would love to help you set up a new account! Visit your local branch, give us a call, or fill out our secure form.
OakStar Savings Details
- Minimum amount to open an account is $100
- Can be linked to Debit Card for Transfers/Withdrawal*
*ATM Only, No Point of Sale Purchases - Unlimited in-person transfers & withdrawals
- Online and Mobile Banking
- Maintain a daily balance of $100 to avoid $8.00 quarterly maintenance fee.
Money Market
Interested in our Money Market account? Check out the details below, and if you're ready to get started, we would love to help you set up a new account! Visit your local branch, give us a call, or fill out our secure form.
Money Market Details
- $1,000 minimum to open account
- Maintain a $1,000 minimum daily balance to avoid the $10 monthly maintenance fee
- Interest earning based on the rate tier that corresponds with your daily balance (interest rates are variable and may change at any time)
- No transaction limits
Acorn Savings
Interested in our Acorn Savings account? Check out the details below, and if you're ready to get started, we would love to help you set up a new account! Visit your local branch, give us a call, or fill out our secure form.
Acorn Savings Details
- Minimum amount to open an account $10
- Available to customers under 18 years of age
- Quarterly statement showing all transactions
- No minimum balance
Star Rewards Cash Back Savings
Star Rewards Cash Back Savings Details
Star Rewards Cash Back Savings helps you earn even more from your everyday banking. When you qualify for cash back rewards in your linked Star Rewards Cash Back Checking account, those rewards are automatically transferred to your Star Rewards Savings account—where they continue to earn even more. This account must be linked to a Star Rewards Cash Back Checking account.
- Earn 2.00% Annual Percentage Yield (APY) on balances below $25,000
- Interest rate of 0.50% on balances $25,000 and over, with an Annual Percentage Yield ranging from 2.00% to 0.88%, depending on the account balance
- APY could change at any time
- Cash back earned in a linked checking account will be automatically deposited into savings
- Online and mobile banking
- Mobile deposits
- $5 paper statement fee if not enrolled in eStatements
- Annual Percentage Yield of 0.05% on entire account balance if qualifications are not met—try again next qualification cycle
How To Qualify:
Qualifying for rewards in your linked Star Rewards Cash Back Checking account automatically qualifies you for rewards in your Star Rewards Cash Back Savings account. Simply meet the following requirements each qualification cycle:
- Have linked Star Rewards Cash Back Checking account
- Qualify for rewards in linked checking account
Star Rewards Cash Back Savings: When qualifications in a linked Star Rewards Checking account are met during a Monthly Qualification Cycle: 1) Tier 1: 1.98% interest on daily balances ≤ $24,999.99, 2.00% APY*; 2) Tier 2: 0.50% interest on daily balances ≥ $25,000.00, 2.00%–0.88% APY*, depending on balance. If qualifications are not met, rate and APY* are 0.05%. A Star Rewards Cash Back Checking account is required for this account. If the checking account is closed or changed to a different account type, this account converts to a standalone savings account. A $5 paper statement fee applies per statement cycle if not enrolled in eStatements. Rates and rewards are variable and may change without notice. Fees may reduce earnings. Not for commercial use. APY*s are accurate as of 5/14/26. A $25 minimum deposit is required to open the account. “Monthly Qualifications Cycle” means a period beginning one (1) business day prior to the close of the current statement cycle. Contact OakStar Bank for additional details, restrictions, and enrollment information.
Star Rewards Interest Savings
Star Rewards Interest Savings Details
Star Rewards Interest Savings helps you earn even more from your everyday banking. When you qualify for rewards in your linked Star Rewards Interest Checking account, the additional interest is automatically transferred to your Star Rewards Savings account—where it continues earning even more. This account must be linked to a Star Rewards Interest Checking account.
- Earn 2.00% Annual Percentage Yield (APY) on balances below $25,000
- Interest rate of 0.50% on balances $25,000 and over, with an Annual Percentage Yield ranging from 2.00% to 0.88%, depending on the account balance
- APY could change at any time
- Interest earned in a linked checking account will be automatically deposited into savings
- Online and mobile banking
- Mobile deposits
- $5 paper statement fee if not enrolled in eStatements
- Annual Percentage Yield of 0.05% on entire account balance if qualifications are not met—try again next qualification cycle
How To Qualify:
Qualifying for rewards in your linked Star Rewards Interest Checking account automatically qualifies you for rewards in your Star Rewards Interest Savings account. Simply meet the following requirements each qualification cycle:
- Have linked Star Rewards Cash Back Checking account
- Qualify for rewards in linked checking account
Star Rewards Interest Savings: When qualifications in a linked Star Rewards Checking account are met during a Monthly Qualification Cycle: 1) Tier 1: 1.98% interest on daily balances ≤ $24,999.99, 2.00% APY*; 2) Tier 2: 0.50% interest on daily balances ≥ $25,000.00, 2.00%–0.88% APY*, depending on balance. If qualifications are not met, rate and APY* are 0.05%. A Star Rewards Interest Checking account is required for this account. If the checking account is closed or changed to a different account type, this account converts to a standalone savings account. A $5 paper statement fee applies per statement cycle if not enrolled in eStatements. Rates and rewards are variable and may change without notice. Fees may reduce earnings. Not for commercial use. APY*s are accurate as of 5/14/26. A $25 minimum deposit is required to open the account. “Monthly Qualifications Cycle” means a period beginning one (1) business day prior to the close of the current statement cycle. Contact OakStar Bank for additional details, restrictions, and enrollment information.
Christmas Club
Get a head start on savings with our Christmas Club Account! Check out the details below, and if you're ready to get started, we would love to help you set up a new account! Visit your local branch, give us a call, or fill out our secure form.
Christmas Club Details
- Interest earning (paid once a year), qualifications apply
- Balance can be transferred to an internal OakStar account or mailed via check on 11/1
- Account can stay open for use the following year
- Early withdrawal penalties apply
- Minimum to open account: $25
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