We all want and need financial security in our life...
That’s why we have a variety of savings accounts that will help give you the comfort you need. Take a look at our personal savings accounts chart below to compare all the different account styles we have.
| Details |
OakStar Savings
Account
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Money Market Account | Acorn Savings Account |
Kasasa Saver
Account
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Christmas Club
Account
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| Open Account Online |  |
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| Free online/mobile banking for banking on the go | |
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| Free eStatements | |
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Interest earning *qualifications apply
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Minimum balance requirement
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| Age requirement | |
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| Must have a Kasasa checking account | |
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| More on OakStar Savings | More on Money Market | More on Acorn Savings | More on Kasasa Saver | More on Christmas ClubAccount |
OakStar Savings
Looking for a savings account that fits your everyday lifestyle? Check out the details below, and if you're ready to get started, we would love to help you set up a new account! Visit your local branch, give us a call, or fill out our secure form.
OakStar Savings Details
- Minimum amount to open an account is $100
- Can be linked to Debit Card for Transfers/Withdrawal*
*ATM Only, No Point of Sale Purchases - Unlimited in-person transfers & withdrawals
- Online and Mobile Banking
- Maintain a daily balance of $100 to avoid $8.00 quarterly maintenance fee.
- Interest rate collected on average daily balance
Money Market
Interested in our Money Market account? Check out the details below, and if you're ready to get started, we would love to help you set up a new account! Visit your local branch, give us a call, or fill out our secure form.
Money Market Details
- Minimum amount to open an account $2,500
- Unlimited in person transfers & withdrawals
- Online and Mobile Banking
- Monthly statement showing all transactions
- Maintain $2,500 minimum daily balance or $2,500 average daily balance to avoid the $10 monthly maintenance fee
Acorn Savings
Interested in our Acorn Savings account? Check out the details below, and if you're ready to get started, we would love to help you set up a new account! Visit your local branch, give us a call, or fill out our secure form.
Acorn Savings Details
- Minimum amount to open an account $10
- Available to customers under 18 years of age
- Monthly statement showing all transactions
- No minimum balance
Kasasa Saver
Interested in our Kasasa Saver account? Check out the details below, and if you're ready to get started, we would love to help you set up a new account! Visit your local branch, give us a call, or fill out our secure form.
Kasasa Saver Details
This is a free personal savings account that pays you in high interest every month! It connects to your Kasasa Cash or Kasasa Cash Back checking. Each month that you qualify for rewards in your Kasasa Checking, those rewards automatically transfer into Kasasa Saver. There, your savings earn 0.60% APY!*
- Links to free Kasasa Cash or Kasasa Cash Back account
- Kasasa Cash or Kasasa Cash Back rewards automatically transferred
- 0.60% APY* on balances up to $25,000
- 0.25% APY* on balances over $25,000
- 0.05% APY* if qualifications are not met on Kasasa Cash or Kasasa Cash Back
- No monthly service fee
- No minimum balance to earn rewards
- Free Online Banking
- Free Mobile Banking
- Free eStatements
How To Qualify:
Easy! Qualifying for the Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate too. To earn your rewards, simply do the following activities and transactions in your Kasasa Cash or Kasasa Cash Back account each monthly qualification cycle:
- Have at least 12 debit card purchases post and settle
- Have at least 1 automatic payment (ACH) direct deposit or auto debit post and settle
- Be enrolled in and log into Online Banking
- Be enrolled in and agree to receive eStatements
*Reward Information: Rewards vary by account. When your linked Kasasa Cash or Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, your Kasasa Saver account balances up to $25,000 receive an APY of .60%; and balances over $25,000 earn 0.25% interest rate on the portion of balance over $25,000, resulting in a range from .60% to 0.25% APY depending on the account’s balance. When qualifications are not met, all Kasasa Saver balances earn 0.05% APY and only the non-qualifying interest or dividends from the Kasasa Checking account is transferred to your Kasasa Saver account. Interest or dividends, cash back payments and ATM fee reimbursements are credited to the appropriate account on the last day of the statement cycle and are automatically transferred to the linked Kasasa Saver account at the same time or within one day. This automatic transfer may cause an overdraft to your Kasasa Checking account, if the account’s balance is less than the transferred amount when transfer occurs. APY = Annual Percentage Yield. APYs accurate as of 12/18/2019. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Rewards may vary by account. A $25 minimum deposit is required to open the account. Monthly Direct Deposit, ACH credit and receipt of electronic statements are conditions of these accounts. Enrollment in electronic services (e.g. online banking, electronic statements, Kasasa 360) and log-ons may be required to meet some of the account’s qualifications. A Kasasa Checking account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. There are no recurring monthly service charges or fees to open or close this account. Comparison Source: Interest Checking, FDIC http://www.fdic.gov/regulations/resources/rates/. Contact one of our dedicated OakStar Bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Account available only to residents of Missouri, Kansas, and Arkansas. Member FDIC
Christmas Club
Get a head start on savings with our Christmas Club Account! Check out the details below, and if you're ready to get started, we would love to help you set up a new account! Visit your local branch, give us a call, or fill out our secure form.
Christmas Club Details
- Interest earning (paid once a year), qualifications apply
- Balance can be transferred to an internal OakStar account or mailed via check on 11/1
- Account can stay open for use the following year
- Early withdrawal penalties apply
- Minimum to open account: $25
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