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Business Loans

Loans are available to businesses both large and small. Whatever the need, we provide commercial loans for new facilities, expansion and development, commercial real estate purchases; both construction and permanent, working capital, new equipment, agriculture and investing opportunities. Our business loans offer flexible terms and competitive rates.
As a Preferred SBA Lender, OakStar Bank is granted the highest level of independence that the SBA extends to lenders. We are an approved SBA lender because of our high level of experience and the ability to effectively process and service SBA loans. This designation allows us to make decisions locally, without having to send your request to SBA for approval, resulting in a quicker and easier process for you.


  • Startup business
  • Business acquisition
  • Real Estate
  • Furniture and fixtures
  • Machinery and equipment
  • Working capital
  • Refinance existing debt (to a limited degree). Contact your lender for more information.


  • Lower payments
  • Less restrictive collateral requirements
  • No balloon payments
  • Longer repayment terms
  • Lower equity requirements

Talk to our experienced lending officers about a loan package to suit the unique needs of your business.
At OakStar Bank, we know that equipment needs are critical to your revenue stream. We are pleased to finance the equipment that keeps your business running. Our flexible payment schedules and personalized service make it easy to secure the funds you need to make your business profitable.
Working Capital Loans are available to businesses both large and small. We know that your Capital needs are important, and often immediate. Our Lines of Credit are processed quickly and offer flexible terms and competitive rates.
OakStar Bank can assist you with all your commercial real estate needs. If you need to buy a building, refinance an existing office location or build a new building, OakStar Bank offers business mortgage loans at competitive interest rates. Loan decisions are made locally at OakStar Bank; therefore, a fast turn around is made by experienced lending associates.
  • Investment Loans
  • Owner Occupied Loans
  • Land Development Loans
Oakstar Bank provides all types of agricultural loans including operating line of credit, equipment financing, livestock financing, and real estate loans. Any of our loan products can be tailored to specifically fit the needs of your operation. OakStar's rates and terms are competitively priced. Come by and let our lending officers visit with you about your operating and borrowing needs.
Visit our Meet Our People page and click on your location to find a lender near you.


  • Purchase or refinance
  • Tractors (new and used)
  • Implements (new and used)
  • Beef and Dairy Cattle
  • Farmland
  • Ag facilities
  • Operating Lines of Credit


  • Competitive rates
  • Local lenders
  • Terms to fit your farming operation
With an OakStar Bank Credit Card, you'll enjoy important features like EMV smart chip technology for added security and mobile purchasing capability for added convenience.
Contact your local branch or contact us via our secure form.

Subject to underwriting and credit approval.