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Business Services


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Let’s Do Business!


No one knows your business quite like you do. These are your plans, your goals, and your success story. Whatever your need, we’re here for you. Whether you need help simplifying your business life through our card services, merchant processing options, credit card features, or online banking tools, our end goal is to help you reach your goals.

Ready to talk? Our Corporate Services team members are equipped to help your business thrive.



Simplify your business life with OakStar's low-cost Merchant Services program.
Our in-house program allows business owners to accept payments such as credit cards, debit cards, gift cards, and more. Even better, our flexible, unparalleled service helps your business operate card acceptance securely and conveniently. Bet yet? We’re always just a call, click, or chat away.  


Processing Details:  
  • Various terminals and PIN pads 
  • Several point-of-sale systems available 
  • Direct point-of-sale systems integrations and consulting 
  • Debit and credit card processing (All card brands including Visa, Mastercard, Discover, American Express, and Fleet) 

Ready to get started? Contact your local branch or complete our secure form for more details. (Underwriting requirements, conditions, and fees apply.)

Already an OakStar Merchant Services Customer? Visit our help center for assistance using terminals, understanding PCI compliance and more! 

OakStar Merchant Services, LLC is a registered MSP/ISO of Elavon, In. Georgia. 
 
Stop fraud in its tracks with OakStar Bank Positive Pay services.

CHECK POSITIVE PAY
 
Want more control over the items being paid from your account? Check Positive Pay alerts you to checks drafted from your account—giving you the power to proactively grant or reject payment for each and every one
  • Monitor your business cash flow
  • Verify presented checks before they post to your account
  • Peace of mind for just $10 per statement cycle
ACH POSITIVE PAY

Keep your funds safe and secure with customized filters designed to detect unusual activity in your account.

ACH Positive Pay flags irregular account activity and notifies you immediately, so you can accept legitimate transactions and identify fraudulent ones. We’ll create the filters you need based on dollar amounts, debits, credits, merchant name—whatever it takes. We get specific so you can rest easy.

  • Monitor your business cash flow
  • Verify ACH items before they post to your account
  • Peace of mind for just $10 per statement cycle
Bundle Service

  • Bundle Check and ACH Positive Pay services for $15 per statement cycle.

We'll meet you where you are, even if you're at work.  
 Save time and money by taking care of banking business right where you are.

Benefits include: 
  • Eliminates unnecessary trips to the bank
  • Extends your deposit deadlines 
  • Eliminates deposit adjustments 
  • Consolidates bank relationships 
  • Improves record-keeping 
  • Enhances research capability 
  • Lowers risk of fraud 

Try our Business Direct Deposit System for yourself!

When your business spends a dollar, we help you make it count. 
Skip the call centers and forever-long hold times—OakStar's in-house corporate credit card allows us to take care of all of your credit card needs locally. Even better, our card offers options designed to maximize your business efficiency while we take care of you with servant-hearted focus and excellent customer service.


Benefits include: 
  • Managed locally 
  • Competitive rates 
  • No annual fee 
  • Wide variety of awards 
  • 24-hour service line 
  • Local support during business hours 
  • Online card management and payment options 
Credit card contact information:
  • Lost/Stolen Number: 855.293.2458
  • After Hours Number: (Balance inquires and general information): 866.827.4440
 
Ready for a corporate credit card? Our team is excited to answer questions and help you get started! 


The convenience of online banking and the tools to manage your banking. 

It takes so much more than account access to build a business. Our business online banking system provides an array of tools to help you manage your business. Need to grant access to your accounts and loans to your employees and team members? Done. Need to set up and manage users as a full administrator for your company? We’ve got you.

With our Cash Management tool, you can do all that and more: delete inactive users, reset passwords, update user information, grant and restrict account access, even grant and restrict transaction authorities. All from wherever your business takes you.


Online banking/Cash Management features:
  • Secure chat with the OakStar team
  • E-statement access
  • Bill Pay
  • Mobile deposit 
  • User management

Your business needs don't stop. You shouldn't have to, either. 
 

Remote Deposit Capture

Why spend precious minutes driving to the bank? Keep doing what you do best and let us meet you where you are. Remote Deposit Capture (RDC) allows you to make check deposits from your office in seconds. Fees may apply.

 

Mobile Remote Deposit Capture

Going somewhere? Take the office with you. Mobile Remote Deposit Capture lets you batch check deposits from your mobile device quickly, conveniently, and securely. Fees may apply.

 

To learn more and get connected with a Corporate Services team member, reach out to us at CorporateServices@oakstarbank.com.










Business man working on his computer and looking over paper work

business checking accounts

Running a business can be complicated. Your checking account shouldn't be. 

We offer flexible checking accounts designed to help your unique business succeed—no matter how big or small.

Business Checking Options