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Enjoy no monthly service fee with our personal Kasasa Cash Back account. Plus, you can earn up to 4.00% cash back on debit card purchases*. That’s all on top of refunds on ATM fees, nationwide.* What’s not to like about a little extra cash?


  • 4.00% cash back on debit card purchases*
    -No category restrictions on purchases
    -Cash back earned on purchases up to $200 monthly
    -Earn up to $8 cash back per cycle
  • ATM fee refunds nationwide up to $25 monthly
    (up to $8.00 per transaction)*
  • No monthly service fee
  • No minimum balance to earn rewards
  • Unlimited check writing
  • Free Online Banking
  • Free eStatements
  • Free Mobile Banking
  • Free Debit Card

To earn your rewards, simply do the following activities in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Have at least 1 automatic payment (ACH) direct deposit or auto debit post and settle
  • Be enrolled in and log into Online Banking
  • Be enrolled in and agree to receive eStatements

Your Kasasa Cash Back account is still free, and there are no penalties for not qualifying. In fact, you can get right back to earning rewards the very next month!

Contact your local branch or complete our secure form for more information. 
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*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit and credit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit or credit cards not issued by our bank. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 4.00% cash back on up to a total of $200.00 on debit card purchases that post and settle to the account during that cycle period. A maximum of $8.00 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to $25 ($8 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of statement cycle. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Rewards may vary by account. A $25 minimum deposit is required to open the account. Monthly Direct Deposit, ACH credit and receipt of electronic statements are conditions of these accounts. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account’s qualifications. There are no recurring monthly service charges or fees to open or close this account. Comparison Source: Interest Checking, FDIC Contact one of our dedicated OakStar Bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Account available only to residents of Missouri, Kansas, and Arkansas. Member FDIC