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Mortgage Lending

Let's talk about our local home loans.

Looking for a mortgage program that offers great loan products, a fantastic experience, and a team that genuinely cares about your future? OakStar’s mortgage team has all of that and an array of home loan financing options to meet each of your unique home situation needs.

Whether you're planning your next home purchase or ready to refinance the home you’re in, we’re excited to meet you and learn how we can help. No matter where you’re located, we are ready to show up and serve.


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So you're thinking about buying a home? 
 

 We can’t wait to be a part of your exciting moment! Our mortgage team loves helping customers achieve their dream—and we’ve seen thousands of families do just that.

Purchasing a new home is bigger than a big deal. At times it can even feel overwhelming—but it doesn’t have to be that way! Our team loves to do the heavy lifting. We’ll help you understand the mortgage process so you can get into your new home with ease and peace of mind.

If you’re just beginning your home-buying journey, congratulations! De-stress by taking advantage of our calculators—they’ll help you plan expenses and future costs. If you’re shopping around for the best rates, you’ve come to the right place! There’s a reason we’ve been consistently ranked as one of the area’s top mortgage lenders.*

Our home loan options:

  • Fixed Rate Mortgages
  • Adjustable Rate Mortgages
  • Balloon Mortgages
  • Construction Loans
  • Vacation Home Loans
  • Investment Property Loans
  • Home Equity Loans
  • Home Improvement Loans
  • & many more options! 

*According to Greene County Deed of Trust Filings (2020)
 
 
Get ready to bring that Pinterest inspiration board to life! 
 
When it comes to financing, we can hammer along with the best of ‘em! Think of our home improvement loan options—including Home Equity Lines of Credit (HELOC), Home Improvement Loans, Construction Loans, and more—like our own version of a Pinterest inspiration board. Making your dreams a reality makes ours come true, too.

Our home loan options:
  • Fixed Rate Mortgages
  • Adjustable Rate Mortgages
  • Balloon Mortgages
  • Construction Loans
  • Vacation Home Loans
  • Investment Property Loans
  • Home Equity Loans
  • Home Improvement Loans


So this is your forever home? 
 
Congratulations! You found your perfect home, and we couldn’t be happier. Our housewarming gift? Look at what refinancing your dream home could mean for you:
  • Lock in a competitive interest rate
  • Potentially lower monthly rates
  • Pay off your loan quicker than expected
  • Love your home even more! 













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Digital banking

Bank from anywhere, any time. 

We’re not okay with “just okay.” In fact, we think you should get more from your banking experience—even if “more” is banking from the comfort of your home.