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02/13/2020 Rate APR*
Conventional 30 Year Fixed 3.500% 3.580%
Conventional 20 Year Fixed 3.375% 3.460%
Conventional 15 Year Fixed 3.125% 3.210%
FHA 30 Year Fixed 3.250% 3.714%
VA 30 Year Fixed 3.250%
Conventional 7/1 ARM** 3.250% 3.480%
Jumbo 30 Year Fixed 3.875% 3.955%

For example: a 30 year fixed rate loan of 150,000 at 4.375 percent interest rate will have a principal and interest payment of $748.93 per month.  Payments do not include taxes and insurance premiums.  Actual payment obligations will be greater.  This is a sample APR-the actual APR of your loan may vary.

*Annual Percentage Rates (APR) quoted are for primary and secondary residences only with a minimum credit score of 740, 80% loan to value, 20% down payment. Loan amounts between $80,000 – $510,410 for standard loans, $510,410-$900,000 for Jumbo loans.

Rates are current as of 02/13/2020 and are subject to change.

**7/1 Year ARM For adjustable rate mortgage (ARM), after the initial period (84 months), rates and payments will change based on the current index plus a margin each year for the remainder of the term of the loan. Rate is subject to increase at a future date after consummation of the loan.

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