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Mortgage Products


Our mortgage team is dedicated to being there to help you every step of the way, whether you are purchasing a new home, refinancing an existing home, or securing a line of credit. Our lenders are experienced, knowledgeable, and passionate about serving our customers and communities. Your home and your future is a big deal.

So let's get started.

OakStar Bank offers a variety of residential mortgage options, whether you are purchasing or refinancing. You will receive personalized service and your loan application will be processed quickly and efficiently by one of our loan officers. Call or stop by any location and visit with one of our courteous experienced home loan professionals today.
Home loan options include:
  • Fixed Rate Mortgages
  • Adjustable Rate Mortgages
  • Balloon Mortgages
  • Construction Loans
  • Vacation Home Loans
  • Investment Property Loans
  • Home Equity Loans
  • Home Improvement Loans
If you are a homeowner, the equity in your home can be used to secure a line of credit, which may be used for any of your financial needs including home improvements, vacations, tuition, medical expenses, business, credit card consolidation, etc. Consult your tax advisor for tax deductibility information on Home Equity Credit Line. Our Home Equity Credit Line has competitive variable rates. Call or stop by our banking center to discuss a Home Equity Credit Line with one of our experienced home loan professionals.
Due to the high volatility of the market, please contact one of our Loan Originators listed on our website for a current rate quote or contact our Experience Center at 417.447.0535 to get connected to our Mortgage Team.