Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader.
Show/Hide Information Request Form

Information Request

We'll respond shortly. Thank you.

There was an error submitting the form

Thank you for your submission!

We will be in touch with you soon.

If you are a homeowner, the equity in your home can be used to secure a line of credit, which may be used for a variety of financial needs. 


Home Equity Line of Credit Uses

  • Home improvements
  • Vacations
  • Medical expenses
  • Business needs
  • Debt consolidation

Our Home Equity Line of Credit

  • Maximum loan to value up to 90% for properties under $500,000
  • Minimum loan amount is $10,000
  • Three year, interest only options available
  • Twenty year amortization
  • Loan origination fee of $100 plus borrower pays closing costs*

For more information contact your local branch or complete our secure form

*Home Equity Line of Credit - The Annual Percentage Rate (APR) is variable and may be based upon an index plus a margin. The APR will vary with Prime Rate (the index) as published in the Wall Street Journal. The APR for 80% or less loan to value the base rate is 4.579% APR. For any loan over 80% loan to value the APR base rate is 5.080%. The rate will not vary above 20% APR, or applicable state law, or below 4.579% APR, depending on market. Choosing an interest-only repayment may cause your monthly payment to increase, possibly substantially, once your credit line transitions into the repayment period. The loan fee under the plan is $100.  In addition, title fees generally cost $3.00- $6.00 per $1,000 financed, transfer taxes generally cost $1.00 per $1,000 financed, and other fees related to the loan range from $700-$2500. Repayment options may vary based on credit qualifications. Interest only repayment may be unavailable. Loans are subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rates and program terms are subject to change without notice. Credit Line may be reduced or additional extensions of credit limited if certain circumstances occur. Property insurance is required. You should consult your tax and/or legal advisor for advice and information concerning your particular situation. Other restrictions may apply. Some exceptions do apply. Does not apply to Bridge Home Equity Loans. Contact an OakStar lender for more details. Borrower pays closing costs including but not limited to appraisal, title search, recording fee, flood certificate, and credit report.



MORTGAGE LENDING
With 150 combined years of experience in home lending, we’re here to serve you. Are you ready to buy?

Meet Our Mortgage Lenders
A woman hands her credit card to a man to make a transaction.

HOW ABOUT A LITTLE EXTRA CASH?

With the Kasasa Cash Back account, you earn 4.00% cash back on debit card purchases*. No category restrictions...just cash! Tell Me More >