Savings

Save with confidence. 

Reach your goals with savings account options designed to help you grow your money and build a stronger foundation. Open online or visit us in person to get started.

Open an account

Find your personal savings strategy.

We'll help you find the best accounts to fit your savings goals.






















Personal Savings Account Options

Choose from everyday savings, higher-yield Money Market, and other account options designed to match your priorities. Click any account link below for more details.

Traditional
 

Everyday Savings

A traditional, interest-earning savings account.

Online and mobile banking included.
MMKT
 

Money Market

A higher-interest, tiered-rate option ideal for customers with larger balances.

Earn a higher rate as your savings increase.
Rewards
 

Star Rewards Savings

Interest-earning rewards savings accounts.

Linked Star Rewards checking account required. Qualifications apply.

Introductory
 

Acorn Savings

A youth savings account for minors age 17 and under.
 
Earn interest and build smart savings habits.
Holiday
 

Christmas Club

An interest-earning account designed for holiday savings.
 

Early withdrawal penalties apply.

CD
 

Certificate of Deposit

A savings option that lets you grow your savings with competitive fixed rates, guaranteed returns, and flexible term lengths.
 
Get started at your nearest OakStar.
HSA
 

Health Savings Account

A savings option to help you manage the costs related to high-deductible healthcare plans.

Contribute pre-tax dollars to help save on qualified healthcare expenses. Earnings have the potential to grow tax-free.
IRA
 

Individual Retirement Account

A savings option that lets you grow your retirement savings while offering potential tax advantages.
 
Traditional and Roth IRA accounts available. 





















Bank with more ease.

Your OakStar savings account includes access to intuitive digital banking, streamlined savings tools, and personalized support whenever you need it. 

A customer managing finances with the OakStar Bank mobile app.
Online and Mobile Banking

Manage your finances from anywhere.

With OakStar digital banking, your accounts are always at your fingertips. Enroll today for access online or through the OakStar Bank Mobile app and tap into convenient tools that help you stay organized, informed, and in control every day.

Bank Online

Pocket Change

Save effortlessly with OakStar checking and Pocket Change.

When you enroll your OakStar checking account in Pocket Change, purchases made with your OakStar Visa Debit Card are automatically rounded up to the nearest dollar, and the change is deposited into your savings account.

Pocket Change
An OakStar Bank team member discussing financial goals with a client.
Ongoing Partnership

Count on support and guidance through every stage.

From your first account to navigating major milestones, an OakStar banking relationship gives you access to experienced professionals, 24/7 support from our team, and a trusted partner committed to your long-term goals.

About OakStar















Ready to take your next step with OakStar?

Whatever you need, we're here with the accounts, services, and solutions to match your personal banking style. Open an account online, visit a branch, or connect with an OakStar team member.

Get Started


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eStatements

Less paper, less risk.

Make the switch to eStatements for secure, paperless access to your account information whenever you need it. View your statement history anytime, reduce paper clutter, and help protect your personal information by reducing the risks associated with lost, stolen, or delayed mail. 

A customer viewing OakStar Bank eStatements in the mobile banking app.












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quick answers

FAQs

Call 417.447.0535 or message us through your digital banking dashboard for 24/7 support* from an OakStar team member.

*Closed according to holiday closures.

Digital banking brings many of the services of your local branch into one convenient experience you can access from your desktop, phone, or tablet.

You can manage accounts, move money, deposit checks, pay bills, and take care of everyday tasks—on your schedule, from wherever you are. 

Most login or access issues can be resolved quickly with a few simple steps.

Try these first:

  • Make sure your OakStar app is up to date. Only the most recent versions are supported.
  • Remove your profile and log in again. This clears stored login data on your device and resolves the majority of access issues. To remove your profile:
    • Press and hold the user profile icon in the top-right corner of the app.
    • When the Select profile window appears, choose the profile you want to remove.
    • Select Remove. 
    • When you log back in, you'll need your username, password, and 2FA code.
  • If you're locked out: Update your app first, then remove your profile before resetting your password.

In digital banking, select the account you’re looking for and scroll to the Details section to view your routing and account numbers.

OakStar Bank’s routing number is 086519159. You can also find it at the bottom of any page on our website.

Call us immediately at 417.447.0535 to report the lost or stolen debit card and request a replacement.

Some accounts can be opened online by clicking the Get Started button in the top, right corner of each page on our website. 

You may also visit your nearest OakStar to open an account in person and learn more about our account options.

Our Experience Center is here to help. Contact us by:

  1. Log into online banking (desktop or mobile).

  2. Select an account and choose Settings.

  3. Choose Statements.

  4. Choose Sign Up/Changes.

  5. Select the accounts you want to enroll or Enroll All Available Accounts.

  6. Click Save Settings.