Concept rendering of an affordable housing development supported by LIHTC financing.

Affordable Housing

Specialized lending for LIHTC.

Delivering your Low-Income Housing Tax Credit (LIHTC) development means navigating layered capital stacks, equity bridge timing, agency requirements, and complex compliance requirements—often all at once.

Our approach is designed to remove friction, coordinate with your process, and help you move forward with confidence.

The right financing partner does more than provide capital.

We help align your project with state allocation requirements and long-term operating realities so you can stay on track from day one.


Loan structures designed for your deal. 

Financing should support your project’s structure and long-term success. Every solution we provide is designed to help keep your transaction on track and built around your individual project goals and requirements. You benefit from: 

Amortization structures that support long-term affordability and stability 

Flexible structuring with terms aligned for your project and capital stack

Tailored solutions for both LIHTC and other affordable housing projects 






Equity bridge solutions that keep your timeline intact. 

Equity doesn’t arrive all at once—and your financing should account for that.

Affordable housing developer meeting with a lending professional to review project financing plans.

Each structure is designed to:

  • Align with investor pay-in schedules

  • Stay coordinated across investors, agencies, and your broader development team




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A process built to reduce friction.

Navigate the realities of affordable housing with solutions tailored to your needs—all backed by a team fluent in affordable housing finance. 

COnsistency

Clear communication.

You always know where your deal stands, what comes next, and what's needed to keep it moving toward closing—without delays caused by gaps or uncertainty.


Partnership

Coordinated execution.

Practical collaboration with agencies, investors, attorneys, and third-party partners helps minimize unnecessary redlines and keep momentum strong.






Insight

Strategic expertise.

Navigate the realities of affordable housing with a team that understands:

  • AMI and rent restriction compliance 

  • Stacked financing requirements across local and state partners 

  • Stabilization and long-term operating performance 



































Support for your projects, wherever you build.

We support community development in low-income areas nationwide with financing designed to expand access to quality housing. Whether your development is urban or rural, your financing aligns with local program requirements and long-term affordability goals.

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Project Spotlight: The Springs

This recent, 60-unit LIHTC development in Springfield, Missouri, showcases what’s possible when financing, timing, and execution align. OakStar provided construction financing for the project, helping expand access to safe, quality housing for our community.


Fewer delays, timely collaboration, more forward momentum.

When every element of your deal matters, choose an experience built around what matters most.

 

Business professionals reviewing affordable housing project financing plans.

Your project benefits from:

  • Smoother, more predictable closings 

  • Direct access to responsive professionals who understand the industry 

  • Competitive pricing that reflects LIHTC realities and deal structures

An affordable housing community financed through multifamily housing development.

Available financing types include:

  • Construction
  • Permanent
  • Equity bridge loans
  • Acquisition
  • Pre-development lines of credit
  • Letters of credit
Business professionals discussing affordable housing development opportunities.

Available terms include:

  • Up to 35-year amortization for permanent loans
  • Construction loans include a 6-month option to extend

Financing expertise for your project.

Work with a team that understands the nuances of LIHTC and affordable housing.
Kylee Brown, SVP, Affordable Housing & Tax Credit Lending Director for OakStar Bank in Springfield, Missouri.

Kylee Brown

SVP, Affordable Housing & Tax Credit Lending Director
NMLS# 2620226 

Email Kylee

417.210.6137









































 Let’s talk about your next project.

Request a call or share a few details using the form linked below to connect with our team.