A customer using OakStar Bank online and mobile banking on a smartphone.

Online & Mobile Banking

Your money, always within reach.

Manage your accounts on your terms from any device, with the flexibility to bank when it works for you.

Enroll

Effortless banking—from desktop to mobile.

Both experiences are fully connected, so you can move seamlessly between devices while keeping a consistent, up-to-date view of your finances. 

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Easy To Access, Simple to Use

Money management designed to move with your day.

Take care of your everyday banking quickly and easily, without interrupting your daily flow.

Work on your schedule.

Check balances, move money, and complete banking tasks when it's convenient for you. 

Stay on top of activity.

Monitor transactions, set alerts, and enroll in eStatements for up-to-date visibility.

Handle essentials with ease.

Make everyday deposits, payments, and transfers in just a few simple steps.

Access built-in protection.

Security features help keep your information safe—while you bank and behind the scenes.





Bank from Your Phone

Download the OakStar Bank Mobile app for tools that move with you.

Easily manage your accounts, make payments, and take care of tasks with confidence.

A customer using OakStar Bank online and mobile banking while on the go.
Wherever, Whenever

Take your banking farther. 

Access your accounts, tools, and support in one intuitive, dependable place.

  • Check in and take action in seconds
  • Keep things moving, wherever your day leads
  • Pick up where you left off without missing a step
A customer making a mobile wallet payment with a smartphone.
More Convenience

Pay faster with mobile wallet.

Enjoy a quick, secure way to make purchases in person, online, and in apps.

  • Quickly add your card to your mobile wallet
  • Check out easily with your device
  • Keep your card details protected while you pay

Download the OakStar Bank Mobile app to get started.

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clarity, protection, and support 

Experience a more personal, confident approach to managing your money.

From day-to-day transactions to long-term planning, OakStar digital banking gives you the tools to stay organized and moving forward.
Simplicity

Move money with more ease.

Pay bills and transfer funds quickly and securely—without unnecessary steps:
  • Schedule payments
  • Transfer between internal or external accounts
  • Manage money and financial tasks

Convenience

Deposit checks from anywhere.

Skip your trip to the branch and deposit checks directly from your phone:
  • Snap a photo to deposit in seconds
  • Secure, reliable processing
  • Convenient access when you need it

Visibility

See everything in one place.

Get a broader view of your finances—including accounts outside of OakStar:
  • Link external accounts
  • View balances and activity together
  • Make more informed financial decisions

Insight

Stay on track with your goals.

Built-in tools help you understand your spending and work toward your goals.
  • Track spending habits
  • Set goals and monitor progress
  • Build stronger financial habits over time

Awareness

Stay informed in real time.

Always know what's happening with your money and stay a step ahead.
  • Customize alerts
  • Monitor account changes
  • Track rewards (if applicable)

Security

Extra layers of protection, built in.

Safeguard your accounts with tools and card controls—wherever you go.
  • Monitor activity with OakStar Defense*
  • Turn your card on or off instantly
  • Message anytime for 24/7 support**
**Closed according to holiday closures.
Connection

Real support, whenever you need it.

Send a message from online or mobile banking for fast answers from a real OakStar team member—available 24/7.*

  • Attach transactions, transfers, and accounts to your message for added clarity
  • Connect with the right people, services, and solutions for what matters
*Closed according to holiday closures.




















*OakStar Bank customers can access the free version of OakStar Defense in their online banking dashboard or upgrade to a premium, paid subscription for even more protection. OakStar Defense is not available on corporate/cash management digital IDs. Users must have a digital banking ID that uses a personal tax ID number.

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A customer using OakStar Bank eStatements for paperless account access.

eStatements

Less paper, more peace of mind.

With faster, paperless access to your account information, eStatements can help reduce risk—so you worry less about lost, stolen, or delayed mail. Enroll your account in a few steps:

  1. Log into online banking.

  2. Select an account and choose Settings.

  3. Choose Statements.

  4. Choose Sign Up/Changes.

  5. Select the accounts you want to enroll or Enroll All Available Accounts.

  6. Click Save Settings.

A customer tracking Star Rewards progress through OakStar Bank online banking.
Stay Updated

Follow your progress to rewards, every step of the way.

Easily monitor your progress and see exactly where you stand toward earning cash back or interest with your Star Rewards account—so you can make the most of every rewards opportunity.

  • See completed and outstanding qualifications
  • Track progress within your current rewards cycle
  • View current statement cycle dates
  • Review available rewards and year-to-date earnings
  • See how many days remain in the current rewards cycle


































quick answers

FAQs


Call 417.447.0535 or message us through your digital banking dashboard for 24/7 support* from an OakStar team member.

*Closed according to holiday closures.

Digital banking brings many of the services of your local branch into one convenient experience you can access from your desktop, phone, or tablet.

You can manage accounts, move money, deposit checks, pay bills, and take care of everyday tasks—on your schedule, from wherever you are. 

Online banking allows you to access your accounts through a desktop computer, while mobile banking provides access through the OakStar Bank Mobile app on your phone or tablet.

While there are some small differences between the two, both are part of your digital banking experience and offer secure, consistent access to your accounts.

Most login or access issues can be resolved quickly with a few simple steps.

Try these first:

  • Make sure your OakStar app is up to date. Only the most recent versions are supported.

  • Remove your profile and log in again. This clears stored login data on your device and resolves the majority of access issues. To remove your profile:

    • Press and hold the user profile icon in the top-right corner of the app.

    • When the Select profile window appears, choose the profile you want to remove.

    • Select Remove. 

    • When you log back in, you'll need your username, password, and 2FA code.

  • If you're locked out: Update your app first, then remove your profile before resetting your password.

  1. Select Login on the OakStar Bank home page, then choose Enroll.

  2. Enter your SSN, account number, email, and phone number on the New user enrollment screen, then select Next. (All information must exactly match your account details.)

  3. On the Confirm email screen, enter the verification code sent to your email and select Verify. If the code has expired or doesn't appear, select Resend Code.

  4. Set up 2-step verification:

    1. Select Get started when prompted.

    2. Choose how you want to receive or generate codes:

      1. Voice or text message: Codes are sent to your phone.

      2. Authenticator app: Use any supported authenticator app via QR code or manual entry.

      3. FIDO security key: A physical token that provides a simple, password-free sign-in option.

      4. Passkey: A one-step authentication method stored securely on your device using face or fingerprint recognition.

    3. Follow the instructions for the selected two-step verification method, then select Done.

  5. Review the user agreement and select Agree.

  6. Create your username and password, then select Next. You can view requirements by selecting Show rules for each field. 

Once enrollment is complete, allow a few minutes for your accounts to sync. You'll automatically see accounts where you're listed as an owner.

To request access to additional accounts—such as those where you're an authorized signer or trustee—or for additional assistance enrolling your accounts, please contact us.

Passkeys are a simple, one-step way to sign in using secure credentials already stored on your device—combining convenience with built-in protection. Passkeys provide easier, faster, and more secure logins.

Two-factor authentication (2FA) adds a one-time confirmation at sign-in, providing added confidence that only you can access your account.

FIDO security keys are a password-free sign-in option that uses a physical key for added peace of mind. With nothing to remember or share, this method offers a strong, streamlined approach to account protection.






Looking for information about business digital banking?

OakStar digital banking is designed for how you manage your money—whether for personal finances or business operations.

Learn more