Online & Mobile Banking
Your money, always within reach.
Manage your accounts on your terms from any device, with the flexibility to bank when it works for you.

Manage your accounts on your terms from any device, with the flexibility to bank when it works for you.
Both experiences are fully connected, so you can move seamlessly between devices while keeping a consistent, up-to-date view of your finances.


Take care of your everyday banking quickly and easily, without interrupting your daily flow.
Check balances, move money, and complete banking tasks when it's convenient for you.
Monitor transactions, set alerts, and enroll in eStatements for up-to-date visibility.
Make everyday deposits, payments, and transfers in just a few simple steps.
Security features help keep your information safe—while you bank and behind the scenes.
Easily manage your accounts, make payments, and take care of tasks with confidence.

Access your accounts, tools, and support in one intuitive, dependable place.

Enjoy a quick, secure way to make purchases in person, online, and in apps.


Send a message from online or mobile banking for fast answers from a real OakStar team member—available 24/7.*

eStatements
With faster, paperless access to your account information, eStatements can help reduce risk—so you worry less about lost, stolen, or delayed mail. Enroll your account in a few steps:
Log into online banking.
Select an account and choose Settings.
Choose Statements.
Choose Sign Up/Changes.
Select the accounts you want to enroll or Enroll All Available Accounts.
Click Save Settings.

Easily monitor your progress and see exactly where you stand toward earning cash back or interest with your Star Rewards account—so you can make the most of every rewards opportunity.
quick answers
Call 417.447.0535 or message us through your digital banking dashboard for 24/7 support* from an OakStar team member.
*Closed according to holiday closures.
Digital banking brings many of the services of your local branch into one convenient experience you can access from your desktop, phone, or tablet.
You can manage accounts, move money, deposit checks, pay bills, and take care of everyday tasks—on your schedule, from wherever you are.
Online banking allows you to access your accounts through a desktop computer, while mobile banking provides access through the OakStar Bank Mobile app on your phone or tablet.
While there are some small differences between the two, both are part of your digital banking experience and offer secure, consistent access to your accounts.
Most login or access issues can be resolved quickly with a few simple steps.
Try these first:
Make sure your OakStar app is up to date. Only the most recent versions are supported.
Remove your profile and log in again. This clears stored login data on your device and resolves the majority of access issues. To remove your profile:
Press and hold the user profile icon in the top-right corner of the app.
When the Select profile window appears, choose the profile you want to remove.
Select Remove.
When you log back in, you'll need your username, password, and 2FA code.
If you're locked out: Update your app first, then remove your profile before resetting your password.
Select Login on the OakStar Bank home page, then choose Enroll.
Enter your SSN, account number, email, and phone number on the New user enrollment screen, then select Next. (All information must exactly match your account details.)
On the Confirm email screen, enter the verification code sent to your email and select Verify. If the code has expired or doesn't appear, select Resend Code.
Set up 2-step verification:
Select Get started when prompted.
Choose how you want to receive or generate codes:
Voice or text message: Codes are sent to your phone.
Authenticator app: Use any supported authenticator app via QR code or manual entry.
FIDO security key: A physical token that provides a simple, password-free sign-in option.
Passkey: A one-step authentication method stored securely on your device using face or fingerprint recognition.
Follow the instructions for the selected two-step verification method, then select Done.
Review the user agreement and select Agree.
Create your username and password, then select Next. You can view requirements by selecting Show rules for each field.
Once enrollment is complete, allow a few minutes for your accounts to sync. You'll automatically see accounts where you're listed as an owner.
To request access to additional accounts—such as those where you're an authorized signer or trustee—or for additional assistance enrolling your accounts, please contact us.
Passkeys are a simple, one-step way to sign in using secure credentials already stored on your device—combining convenience with built-in protection. Passkeys provide easier, faster, and more secure logins.
Two-factor authentication (2FA) adds a one-time confirmation at sign-in, providing added confidence that only you can access your account.
FIDO security keys are a password-free sign-in option that uses a physical key for added peace of mind. With nothing to remember or share, this method offers a strong, streamlined approach to account protection.

OakStar digital banking is designed for how you manage your money—whether for personal finances or business operations.