An OakStar Bank team member demonstrating merchant services payment tools.

Merchant Services

Payment solutions built for the way you do business.

 
OakStar Merchant Services supports the way you accept payments—in person, online, or on the go—with practical tools, competitive pricing, and guidance from local specialists who understand your business.
 

Experience more support—without added complexity.

Your business deserves payment processing that's easy to use, simple to manage, and fits naturally with your workflow.

bg-navy
Better Solutions for Your Workflow

Payment tools that fit your day-to-day operations. 

Whether you operate from a single location, manage multiple sites, or take payments in the field, your solution is designed to work the way you do.
 

Credit and debit card acceptance for in-person, online, mobile, or keyed transactions. 

Contactless payments via Apple Pay, Google Pay, Samsung Pay, PayPal, and Tap to Pay.

Point-of-sale systems from simple terminals to full POS environments.

Tools to support online payments, ordering, and shopping cart integration.











bg-cream
Thoughtful Insights, Clear Pricing

A more personal, transparent approach.

Each part of your payment experience is designed to work together—supporting your operations with clarity, consistency, and care.
Discovery

Better insight.

Your experience begins with a detailed review of your needs, goals, and current setup.


Perspective

Clarity-first pricing.

Learn where your current setup may include hidden costs, unnecessary add-ons, outdated pricing, or higher-cost transaction routing.


Alignment

Solutions tailored to your business.

Your setup reflects how you actually work—from simple terminals to more advanced POS environments.
 

Choice

Flexible onboarding.

Choose in-person, remote, or a combination—based on what works best for your team.


Advocacy

Direct access to real people.

Work with local specialists who know your business, respond quickly, and help manage vendor interactions.


Assurance

Ongoing support.

From onboarding through daily use, you'll always know who to contact and what to expect.



























bg-navy


Support Built Around Your Needs

Designed to support a range of businesses.

Your solutions are aligned with the realities of your industry—and always shaped around your operations and customer experience.

  
A card payment being processed through OakStar Merchant Services.
How We Help

Medical and dental practices:

  • Streamlined payment experiences support patient care and administrative efficiency.

Automotive and tire shops:

  • Consistent pricing and dependable systems built for high-value, high-volume transactions.

Retail, restaurants, and hospitality:

  • Flexible tools designed for fast-paced environments, including online ordering when needed.





Tailored solutions from local specialists who know your business

Your Merchant Services Team

Jeremy Carr, Merchant Services Director for OakStar Bank in Springfield, Missouri.

Jeremy Carr

Merchant Services Director
 
Email Jeremy
417.447.7872


Zayra Melo-Salazar, Merchant Services Sales Specialist for OakStar Bank in Springfield, Missouri.

Zayra Melo-Salazar

Merchant Services Sales Specialist
 
Email Zayra
417.447.0534






 

Let's put the right solutions to work. 

Your business deserves a partner who understands what’s at stake. Our team is ready to build a plan around your goals and help keep you moving forward to meet them.



bg-platinum
“Our previous setup required internet just to keep our terminal running—and it still struggled. OakStar recommended a SIM-based terminal that lowered costs and worked flawlessly. The team guided us through everything.”
—Eberly Repair, Humansville













3


quick answers

FAQs

Call 417.447.0535 or message us through your digital banking dashboard for 24/7 support* from an OakStar team member.

*Closed according to holiday closures.

Yes—Apple Pay, Google Pay, and Tap to Pay are widely supported.
In many cases, yes. Online ordering and checkout options are available, depending on your setups. 
We’ll recommend an ACH option that provides the best value for your business.
Your team will review compatibility and outline the best available options.
We begin with a conversation about your current business realities and payment processing. From there, we:
  • Review how you currently identify payments and evaluate your processing setup and fee structure.
  • Provide recommendations aligned with your actual workflow.
  • Implement your solutions with onboarding tailored to your preferences, including guided support throughout the process.
  • Continue supporting you with accessible service and vendor coordination.