A customer using a smartphone to access mobile banking while working in a flower shop.

Checking

Built for everyday banking. 

Confidently manage your money with personal checking account options designed to fit seamlessly with your lifestyle. Open online or visit a branch to get started.

Open an account

Keep moving toward your goals.

OakStar checking accounts give you the tools and support you need to keep your finances on track.




















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Personal Checking Account Options

From everyday banking to rewarding extras, we offer checking account options designed to fit the way you manage money. Click on any account link below for more details.

Traditional
 

Everyday Checking

A simple, basic checking account for your everyday banking needs.


OakStar Visa Debit Card and online and mobile banking included.

Specialty

Premier 50 Checking

An interest-earning checking account for individuals age 50 and up.

Online and mobile banking with Bill Pay and a $10 annual discount on safe deposit box included.
Rewards
 

Star Rewards Checking

Rewards accounts that allow you to earn cash back or interest rewards each statement cycle when qualifications are met.
 
Click below to learn more.






































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Access surcharge-free ATMs nationwide with OakStar Visa Debit Card and MoneyPass® Network.

ATM Locations


More clarity, flexibility, and support.

Your OakStar checking account includes access to intuitive digital banking, OakStar Visa Debit Card, and streamlined savings tools.

Online and mobile banking

Manage your finances with ease.

With OakStar online and mobile banking, your finances are always within reach. Simply enroll and access your accounts on the web or through the OakStar Bank Mobile app and enjoy tools designed to help you stay organized, informed, and confident every day.

Learn More

OakStar Visa Debit Card

More ways to pay, more peace of mind.

Your OakStar Visa Debit Card is designed to fit how you pay every day. Swipe, tap, or add it to your digital wallet—it's your choice. Whether you're making everyday purchases, traveling, or shopping online, your debit card gives you a simple, reliable way to access your money.

Open an Account

Pocket Change

Save more with Pocket Change.

When you enroll your accounts in Pocket Change, every purchase made with your OakStar Visa Debit Card is rounded up to the nearest dollar and the extra change is automatically deposited in your savings. It's an easy way to build savings in the background.

Start Saving

Ready to take your next step with OakStar?

Whatever you need, we're here with the accounts, services, and solutions to match your personal banking style. Open an account online, visit a branch, or connect with an OakStar team member. 

Get Started
















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eStatements

Less paper, less risk.

Make the switch to eStatements for secure, paperless access to your account information whenever you need it. View your statement history anytime, reduce paper clutter, and help protect your personal information by reducing the risks associated with lost, stolen, or delayed mail. 

A customer viewing OakStar Bank eStatements in the mobile banking app.












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quick answers

FAQs

Call 417.447.0535 or message us through your digital banking dashboard for 24/7 support* from an OakStar team member.

*Closed according to holiday closures.

Digital banking brings many of the services of your local branch into one convenient experience you can access from your desktop, phone, or tablet.

You can manage accounts, move money, deposit checks, pay bills, and take care of everyday tasks—on your schedule, from wherever you are. 

Most login or access issues can be resolved quickly with a few simple steps.

Try these first:

  • Make sure your OakStar app is up to date. Only the most recent versions are supported.
  • Remove your profile and log in again. This clears stored login data on your device and resolves the majority of access issues. To remove your profile:
    • Press and hold the user profile icon in the top-right corner of the app.
    • When the Select profile window appears, choose the profile you want to remove.
    • Select Remove. 
    • When you log back in, you'll need your username, password, and 2FA code.
  • If you're locked out: Update your app first, then remove your profile before resetting your password.

In digital banking, select the account you’re looking for and scroll to the Details section to view your routing and account numbers.

OakStar Bank’s routing number is 086519159. You can also find it at the bottom of any page on our website.

Call us immediately at 417.447.0535 to report the lost or stolen debit card and request a replacement.

Some accounts can be opened online by clicking the Get Started button in the top, right corner of each page on our website. 

You may also visit your nearest OakStar to open an account in person and learn more about our account options.

Our Experience Center is here to help. Contact us by:

  1. Log into online banking.

  2. Select an account and choose Settings.

  3. Choose Statements.

  4. Choose Sign Up/Changes.

  5. Select the accounts you want to enroll or Enroll All Available Accounts.

  6. Click Save Settings.