A business owner managing daily operations with an OakStar Bank Small Business Checking account.

Small Business Checking

Today's priorities, tomorrow's growth.

This checking account has no minimum balance requirement and includes 200 items per statement cycle and additional fraud protection with complimentary Positive Pay services. Visit your nearest OakStar to open your account and get started.

Details

  • $100 minimum to open

  • No minimum balance requirement

  • 200 items included per statement cycle

  • $0.25 per additional item above 200

  • ATM/Debit card

  • Online and mobile banking

  • eStatements

  • Complimentary Check Positive Pay and ACH Positive Pay services. $180 early termination fee applies if services are cancelled within the first year.

  • Remote Deposit Capture (RDC) and ACH services available. Fees apply.

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Flexibility, clarity, Partnership

Make the most of your Small Business Checking account.

Pair Small Business Checking with these services for comprehensive financial management tailored to your business priorities.

A business owner managing finances with OakStar online and mobile banking.
Online and Mobile Banking

Manage your business from anywhere.

Stay connected to your accounts with OakStar online and mobile banking. Manage cash flow, approve payments, and keep your business moving with secure, easy-to-use digital tools from your desktop or mobile device.

Bank Online

A business owner using business tools and support through OakStar Corporate Services.
Corporate Services

Do more with essential services and personalized support.

OakStar Corporate Services provides solutions for payroll, HR, fraud protection, and extended FDIC coverage—all backed by responsive support, local expertise, and long-term partnership from our team. Fees may apply.

Corporate Services
A business point-of-sale system for managing sales and payment transactions.
Merchant Services

Access payment solutions built for the way you do business. 

OakStar Merchant Services delivers seamless payment solutions for in-store, online, and mobile transactions—with competitive pricing, better tools, and trusted guidance from local specialists who know your business. Fees may apply.

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Ready to move your business forward with OakStar?

Open an account online, visit a branch, or connect with an OakStar team member to discuss your goals. We'll help you find the best combination of products and services that fit your business today and as it grows.














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