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OakStar Bank wants to ensure that you pay yourself first. Our personal savings accounts are available with features and benefits that will satisfy your savings needs along with rates that are superior to our competition.



  • Minimum amount to open an account is $100
  • Can be linked to Debit Card for Transfers/Withdrawal*                              *ATM Only, No Point of Sale Purchases
  • Unlimited in person transfers & withdrawals
  • Limit of 6 debits per month
  • Online Banking
  • Maintain a daily balance of $100 to avoid $8.00 quarterly maintenance fee.
  • Interest rate collected on average daily balance


  • Minimum amount to open an account $2,500
  • ATM/Debit card
  • Unlimited in person transfers & withdrawals
  • Limit of 6 debits per statement cycle
  • Online Banking 
  • Monthly statement showing all transactions
  • Maintain $2,500 minimum daily balance or $2,500 average daily balance to avoid the $10 monthly maintenance fee

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  • Minimum amount to open an account $10
  • Available to customers under 18 years of age
  • Limit of 6 debits per statement cycle
  • Monthly statement showing all transactions
  • No minimum balance

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  • Minimum amount to open an account $100
  • Health Savings Account
  • ATM/Debit card
  • Free Online Banking
  • Monthly statement showing all transactions
  • No minimum balance required
  • Consult your tax adviser for qualifications and limits

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Kasasa Saver is a free savings account that pays you in high interest every month! It connects to your Kasasa Cash or Kasasa Cash Back checking. Learn More about the Kasasa Saver.

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With the Kasasa Cash Back account, you earn 4.00% cash back on debit card purchases*. No category restrictions...just cash! Tell Me More >

*Reward Information: Rewards vary by account. When your linked Kasasa Cash or Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, your Kasasa Saver account balances up to $50,000 receive an APY of 1.00%; and balances over $50,000 earn 0.25% interest rate on the portion of balance over $50,000, resulting in a range from 1.00% to 0.25% APY depending on the account’s balance. When qualifications are not met, all Kasasa Saver balances earn 0.05% APY and only the non-qualifying interest or dividends from the Kasasa Cash account is transferred to your Kasasa Saver account. Interest or dividends, cash back payments and ATM fee reimbursements are credited to the appropriate account on the last day of the statement cycle and are automatically transferred to the linked Kasasa Saver account at the same time or within one day. This automatic transfer may cause an overdraft to your Kasasa Cash account, if the account’s balance is less than the transferred amount when transfer occurs. APY = Annual Percentage Yield. APYs accurate as of 08/18/2015. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Rewards may vary by account. A $25 minimum deposit is required to open the account. Monthly Direct Deposit, ACH credit and receipt of electronic statements are conditions of these accounts. Enrollment in electronic services (e.g. online banking, electronic statements, Kasasa 360) and log-ons may be required to meet some of the account’s qualifications. A Kasasa Cash account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. There are no recurring monthly service charges or fees to open or close this account. Comparison Source: Interest Checking, FDIC Contact one of our dedicated OakStar Bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions.Account available only to residents of Missouri, Kansas, and Arkansas. Member FDIC