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OakStar Bank offers a variety of CD terms. As a valued client, we want to ensure the highest return on your deposits. Our Associates will help you select the term appropriate for you to achieve your financial goals.



Certificates of Deposit are a great way to save for the future, for a vacation, or even to pay your taxes. Our flexible terms and excellent rates make it easy to find the perfect investment fit for you.

  • 3 month Term
  • 6 month Term
  • 9 month Term
  • 12 month Term
  • 18 month Term
  • 24 month Term
  • 48 month Term
  • 60 month Term


OakStar Bank is pleased to offer Individual Retirement Accounts (IRAs) for clients wishing to invest for the days ahead. All OakStar IRAs are invested in our OakStar Certificates of Deposit so your retirement funds are FDIC Insured* and always easy to access. Contact us at (417) 877-2020 or complete our secure form to request more information. 

*FDIC Insurance is subject to dollar amount thresholds set forth by the FDIC.

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