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No-Cost PreQualification Example: a 30-year fixed rate loan of $150,000 at 3.50% will have principal and interest of $673.57 per month.Payments do not include taxes and insurance premiums. Actual payment obligations will be greater. This is a sample APR – the actual APR of your loan may vary. Annual Percentage Rates (APR) example are for primary and secondary residences only with a minimum credit score of 740, 80% loan to value, 20% down payment. Loan amounts between $80,000 – $417,000 for standard loans,$417,000-$900,000 for Jumbo loans.