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Loans are available to businesses both large and small. Whatever the need, we provide commercial loans for new facilities, expansion and development, commercial real estate purchases; both construction and permanent, working capital, new equipment, agriculture and investing opportunities. Our business loans offer flexible terms and competitive rates.

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As a Preferred SBA Lender, OakStar Bank is granted the highest level of independence that the SBA extends to lenders. We are an approved SBA lender because of our high level of experience and the ability to effectively process and service SBA loans. This designation allows us to make decisions locally, without having to send your request to SBA for approval, resulting in a quicker and easier process for you. 


  • Startup business
  • Business acquisition
  • Real Estate
  • Furniture and fixtures
  • Machinery and equipment
  • Working capital
  • Refinance existing debt (to a limited degree). Contact your lender for more information.


  • Lower payments
  • Less restrictive collateral requirements
  • No balloon payments
  • Longer repayment terms
  • Lower equity requirements 

Talk to our experienced lending officers about a loan package to suit the unique needs of your business.

Contact your local branch or contact us via our secure form.
Subject to underwriting and credit approval.

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